ANNUAL INCOME REQUIRED BASED ON LOAN									LOAN QUALIFICATION BASED ON
AMOUNT AND INTEREST RATE									ANNUAL INCOME AND INTEREST RATE
(If your house payment is your only debt)
Interest	5%	5.5%	6%	6.5%	7%	7.5%	8%		Interest	5%	5.5%	6%	6.5%	7%	7.5%	8%
Loan Amt									Income
100,000	23,007	24,334	25,695	27,089	28,513	29,966	31,447		30,000	130,397	123,285	116,754	110,748	105,215	100,112	95,398
120,000	27,608	29,201	30,834	32,506	34,216	35,960	37,736		40,000	173,863	164,380	155,672	147,663	140,287	133,483	127,198
140,000	32,209	34,067	35,973	37,924	39,918	41,953	44,026		50,000	217,329	205,475	194,590	184,579	175,359	166,854	158,997
160,000	36,811	38,934	41,112	43,342	45,621	47,946	50,315		60,000	260,794	246,570	233,508	221,495	210,431	200,225	190,797
180,000	41,412	43,801	46,251	48,760	51,323	53,939	56,605		70,000	304,260	287,666	272,426	258,411	245,502	233,595	222,596
200,000	46,013	48,668	51,390	54,177	57,026	59,933	62,894		80,000	347,726	328,761	311,344	295,327	280,574	266,966	254,396
220,000	50,615	53,534	56,529	59,595	62,729	65,926	69,184		90,000	391,191	369,856	350,262	332,243	315,646	300,337	186,195
240,000	55,216	58,401	61,668	65,013	68,431	71,919	75,473		100,000	434,657	410,951	389,180	369,159	350,718	333,708	317,995
260,000	59,817	63,268	66,807	70,430	74,134	77,912	81,762		110,000	478,123	452,046	428,098	406,074	385,789	367,079	349,794
280,000	64,419	68,135	71,946	75,848	79,836	83,906	88,052		120,000	521,589	493,141	467,017	442,990	420,861	400,449	381,594
300,000	69,020	73,001	77,085	81,266	85,539	89,899	94,341		130,000	565,054	534,236	505,935	479,906	455,933	433,820	413,393
320,000	73,621	77,868	82,224	86,684	91,241	95,892	100,631		140,000	608,520	575,331	544,853	516,822	491,005	467,191	445,193
340,000	78,223	82,735	87,363	92,101	96,944	101,886	106,920		150,000	651,986	616,426	583,771	553,738	526,076	500,562	476,992
360,000	82,824	87,602	92,502	97,519	102,647	107,879	113,209		160,000	695,451	657,521	622,689	590,654	561,148	533,932	508,792
380,000	87,425	92,468	97,641	102,937	108,349	113,872	119,499		170,000	738,917	698,616	661,607	627,570	596,220	567,303	540,591
400,000	92,027	97,335	102,780	108,355	114,052